How 4.45% Can Change Your Future


Our work with physicians has allowed us to develop a deep understanding of the financial challenges they face. On April 1, 2019, the new Physician Services Agreement put forward by the OMA and the Ontario government is removing the monthly clawbacks for physicians by 4.45% for FFS and 3.15% for non-FFS.


We want to show you how this could impact your wealth. What would happen if you invested 4.45% of your annual income? How would this look in 20 years? 30 years?